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| CONFORMING 10,15,20 OR 30 YEAR FIXED |
| VA |
| FHA |
| CONSTRUCTION |
| INVESTMENT PROPERTY LOANS |
| MANUFACTURED HOMES |
| IDAHO HOUSING LOAN |
| Rural Development |
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CONFORMING 10,15,20 OR 30 YEAR FIXED
Maximum Amount: $359,650
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SUGGESTED MINIMUM CREDIT SCORE 620. ZERO DOWN PAYMENT AVAILABLE. |
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VA
Term: 30 years
Maximum Amount: $322,000
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FHA
Term: 30 years
Maximum Amount: $250,000
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MAXIMUM LOAN AMOUNT MAY VARY BY COUNTY. MINIMUM 3% DOWN PAYMENT.
SELLER PAID GRANT FOR 3% DOWN, CAN BE NEGOTIATED. |
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CONSTRUCTION
Term: 30 years
Maximum Amount: $500,000
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ONE TIME CLOSE CONSTRUCTION LOAN AVAILABLE - BENIFIT IS PAY CLOSING COST ONCE INSTEAD OF TWICE AND LOCK IN YOUR RATE FOR UP TO 6 MONTHS IN ADVANCE INSTEAD OF END OF CONSTRUCTION! |
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INVESTMENT PROPERTY LOANS
Term: 30 years
Maximum Amount: $500,000
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NO DOWN PAYMENT AVAILABLE. |
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MANUFACTURED HOMES
Term: 30 years
Maximum Amount: $750,000
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MINIMUM DOWN PAYMENT 3%. HAVE OPTIONS FOR SINGLE WIDE'S AND DOUBLE WIDE'S 15 YEARS OR NEWER, IN A PARK, NOT ON FOUNDATION. |
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IDAHO HOUSING LOAN
There are many options to buy or refinance through Pioneer Mortgage and Idaho Housing! There are some very nice programs and tax refunds for first time home buyers.
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Rural Development
Certain areas of our State quailiy for these loans. Check with your Loan Originator to see if you qualify.
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $359,650 with closing costs of $7,193. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.
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